Effective Date: May 15, 2023
These terms and conditions and any additional terms which may appear on the Website from time to time apply to the use of the Website. By accessing and using the Website, you agree to be bound by these terms and conditions as amended from time to time. If you do not accept these terms and conditions, you must refrain from using the Website.
Financial product advice
The information provided on the Website may be factual or may imply an opinion about a financial product and should not be considered to be financial product advice. Before acquiring any financial product you should obtain the product disclosure statement or other relevant disclosure document for the financial product, as appropriate, and read it, including terms relating to any cooling-off regime, before making a decision to acquire the financial product.
Any information provided on the Website is of a general nature only and has been prepared without taking into account your personal objectives, financial situation or needs and as such, you should before acting on the information or advice, consider the appropriateness of the information in relation to your objectives, financial situation or needs.
You understand that in certain circumstances we or our associates may have received, or be entitled to receive, financial or other consideration in connection with providing information about Companies and other entities on the Website and in communications otherwise provided to you. There may be a conflict-of-interest present with our commercial arrangements with these Companies and other entities.
Website content
All information provided by us on the Website is provided in good faith. You accept that any information provided by us is general information and is not in the nature of advice. We derive our information from sources that we believe to be accurate and up to date as at the date of publication and we reserve the right to update this information at any time.
No content included is intended for trading or investing purposes and we will not be responsible or liable for any trading or investment decisions made based on such information.
We publish or make available on the Website information, advertisements, and other content supplied and posted by third parties. We do not warrant, represent, authorize, endorse or otherwise assume responsibility for the reliability, accuracy or completeness of any such material published on the Website, including, but not limited to, any financial product advice contained in this material or a representation or warranty given by a third party. We accept no responsibility and are not liable for any claim, loss or damage as a result of information provided by third parties, including as a result of any action taken or reliance made by you on any information or material posted by another person on the Website.
Responsibility for the content of any advertisements appearing on the Website (including via advertisers’ Linked Websites) rests solely with the advertisers. The placement of such advertisements does not constitute a recommendation or endorsement by us of the advertisers’ products or services, and each advertiser is solely responsible for any representations made in connection with its advertisement.
We make no representations or warranties that your access to or use of the Website will be uninterrupted, timely or secure. We are not liable for any loss resulting from any action taken or reliance made by you on any information or material posted by us or users. You should make your own inquiries and seek independent advice from relevant professionals before acting or relying on any information or material which is posted by any person on the Website.
We do not accept any responsibility or liability for any use or misuse that you or any other person make or information or material that you obtain or submit using the Website.
If you download any material from the Website, you acknowledge that we are not liable to you for any loss or damage, however caused, arising from the downloading or subsequent use of the downloaded material.
You must not adapt, reproduce, store, distribute, transmit, print, display, publish or create derivative works from any downloaded material. In addition, you must not commercialize any information, products or services from the downloaded material.
Restricted use
Unless we agree otherwise in writing, you are provided with access to and use of the Website only for your personal use. You must not forward, on-sell or otherwise use information obtained from the Website for commercial purposes without our written permission.
Linked Websites
Links to Linked Websites are provided for convenience only and may not remain current or be maintained. We are not responsible for the condition, content or privacy practices associated with Linked Websites.
Content provided through Linked Website is provided “as is” and without any warranty of any kind, including as to quality, accuracy or completeness. To the extent permitted by law, you release us from liability arising from your access to or use of any Linked Websites. Your access to and use of any Linked Website is governed by, and subject to, the terms and conditions applicable to that Linked Website.
Our links to Linked Websites should not be construed as an endorsement, approval or recommendation by us of the owners or operators of those Linked Websites, or of any information, graphics, materials, products or services referred to or contained on those Linked Websites, unless and to the extent otherwise stated.
Disclosure and Warnings to people who view postings on the Website:
We do not endorse or vouch for the accuracy of authenticity of postings.
Postings are at best general information, not professional investment advice prepared by taking into account any individual circumstances and needs of particular investors. People making postings are individually responsible for the accuracy and authenticity of their postings.
You should always consult an expert before making any financial decision based on what you read. Content on the Forum may not always be accurate and users may have a vested interest in a particular company or investment. You should always conduct your own due diligence as some information posted to the Forum may be misleading.
Responsibility for the content of any advertisements appearing in our electronic communications (including via advertisers’ Linked Websites) rests solely with the advertisers. The placement of such advertisements does not constitute a recommendation or endorsement by us of the advertisers’ products or services, and each advertiser is solely responsible for any representations made in connection with its advertisement.
Amendments to terms and conditions
We reserve the right to amend these terms and conditions from time to time. Amendments will be effective immediately upon being posted on the Website. Your continued use of the Website following such posting will represent an agreement by you to be bound by the terms and conditions as amended. It is your responsibility to check these terms regularly for changes.
Disclaimer and indemnity
You must ensure that your access to and use of the Website is not illegal or prohibited by laws that apply to you. We do not accept responsibility for any loss damage, however caused (including through negligence), that you may directly or indirectly suffer in connection with your use of the Website or any Linked Website, nor do we accept any responsibility for any such loss arising out of your use of or reliance on information contained on or accessed through the Website.
We make no guarantee of any specific results from the use of the Website.
You must take your own precautions to ensure that the process that you employ for accessing the Website does not expose you to the risk of viruses, malicious computer code or other forms of interference which may damage your own computer system. We do not accept responsibility for any interference or damage to any computer system that arises in connection with your use of the Website or any Linked Website.
We do not accept liability for any losses arising directly or indirectly from corruption to or loss of data, errors or interruptions, any suspension or discontinuance of the Website, any transmissions by others in contravention of these terms and conditions.
You indemnify us and our related bodies corporate and our directors, employees and agents against any claim by a third party arising out of a breach of these terms and conditions either by you or by any person authorized to represent you.
General
We accept no liability for any failure to comply with these terms and conditions where such failure is due to circumstances beyond our reasonable control.
Waiver by us of a breach of these terms and conditions or of any right or power arising on a breach of these terms and conditions must be in writing and signed by us. A right or power created or arising on a breach of these terms and conditions is not waived by any failure to exercise or delay in exercising, or a partial exercise of, that or any other right or power.
Any provision of these terms and conditions that is expressed to survive, or by its nature survive, termination or expiry of these terms and conditions will survive such termination or expiry and continue in effect.
If any provision of these terms and conditions or their application to any person or circumstance is or becomes invalid, illegal or unenforceable, the provision shall, so far as possible, be read down to such extent as may be necessary to ensure that it is not invalid, illegal or unenforceable. If any provision or part of it cannot be so read down the provision or part of it shall be deemed to be void and severable and the remaining provisions of these terms and conditions shall not in any way be affected or impaired.